Difficulties in the insurance of breeding industry


Animal husbandry is an important part of agricultural development. And the insurance of breeding industry, as a major branch of agricultural insurance, is an important part of the agricultural financial service system and an important part of the country's rural revitalization.

It is difficult to verify the number of targets

The current method of biological asset measurement is sampling estimation, which has the limitation that the quantity of biological assets cannot be accurately calculated and that the sample deviation is very large.So it is difficult to manual count.The estimated value is quite different from the actual quantity.

Difficulty in handling insurance claims

Biological assets cannot be identified. And the quantity is highly volatile, which makes it difficult to confirm the subject matter of insurance. So it is difficult to match the subject matter of insurance with the subject matter of insurance one-to-one when making claims.

Difficulty in judging insurance liability

The breeding industry is highly specialized and technical. And it is difficult for insurance companies to determine the cause of death from animal diseases. With the development of the breeding industry and the complex changes in the breeding environment, the occurrence of diseases presents a concurrent and secondary trend, which increases the difficulty of judging the cause of death.

Post-insurance supervision platform structure

after insurance

AIOT smart farm

Using AIOT smart devices to obtain physiological parameters: such as physical indicators exercise volume (movement steps), body weight, body temperature, physiological state, etc., as well as real-time positioning monitoring and inventory of livestock.

Insurance Regulatory Platform

With the assistance of the monitoring platform, it is possible to achieve real-time accurate monitoring, data analysis and information transmission of live breeding data, so as to efficiently complete the supervision work and make up for the supervision weaknesses after the live livestock and poultry loans.

Post-insurance supervision platform Solution

after insurance

Standardized Management

Standardized management of cattle, from real-time positioning, monitoring to inventory, to grasp the status of each individual

Health Monitoring

Identify the abnormal health status of cattle in advance to prevent diseases;Locate sick cattle

Real Time Positioning

Check real time position of cattle through the management system

Dynamic Monitoring

Dynamically grasp the production and operation data such as the inventory, slaughter, and growth status of mortgaged livestock for sale

Electronic Fence

As soon as the cow leaves the fence, alarm will be triggered and an alert with location information will be uploaded

post-insurance supervision

The background management system provides data supervision and real-time viewing of the location and health status of mortgaged livestock

Post-insurance supervision platform

Regulatory platform

Farm information monitoring

Intuitively understand the scale of loan object farms;

Post-loan risk monitoring

Real-time monitoring and early warning of the total loan amount, the number of targets and the risk index of the loan farm;

Farm Asset Monitoring

Perform asset appraisals on all mortgaged livestock assets on the farm;

Livestock breeding information monitoring

Track specific files for each animal on the farm